Medical Insurance in Kenya

Medical covers available through Healage in Kenya

Explore individual, family, children’s and senior health insurance. Compare named medical covers, their benefit limits and published premiums, then request a quotation for your needs.

Jubilee J-Care medical cover

Family medical cover with six inpatient tiers and optional outpatient, maternity, dental and optical benefits.

J-Care inpatient limits range from KES 500,000 to KES 10 million per family annually. Outpatient, maternity, dental and optical are optional; dental and optical require outpatient. The brochure gives benefit limits but no premiums, so request an insurer quotation.

Options: Classic, Premier, Advanced, Executive, Royal, Prestige.

Read the Jubilee J-Care brochure

Jubilee J-Care Junior medical cover

A standalone children’s medical cover described for ages 0–17.

J-Care Junior includes inpatient and outpatient care, child check-ups, immunisation and telemedicine, with optional dental and optical. The introduction describes ages 0–17, but its eligibility paragraph conflicts with this; confirm eligibility, limits, waiting periods and premiums with the insurer.

Options: Junior.

Read the Jubilee J-Care Junior brochure

Jubilee J-Senior medical cover

Medical cover for seniors with five inpatient tiers and optional outpatient, dental and optical benefits.

J-Senior has inpatient limits from KES 500,000 to KES 10 million. The benefits table lists entry ages 65–79 and a medical examination from the Jubilee panel. Optional outpatient, dental and optical benefits and tier-specific sub-limits apply. Request an insurer quotation.

Options: Diamond, Gold, Silver, Bronze, Copper.

Read the Jubilee J-Senior brochure

Jubilee J-Care Johari medical cover

Two combined inpatient and outpatient packages for individuals and families.

Johari Plan A combines KES 200,000 inpatient with KES 40,000 outpatient. Plan B combines KES 400,000 inpatient with KES 50,000 outpatient. Published annual base premiums start at KES 23,310, plus the 0.45% levy and KES 40 stamp duty. Inpatient and outpatient are purchased together.

Options: Plan A, Plan B.

Read the Jubilee J-Care Johari brochure

Jubilee CoverBora medical cover

Three inpatient tiers with fixed individual and family annual premiums.

CoverBora inpatient limits are KES 250,000, KES 350,000, KES 500,000. Published annual premiums start at KES 6,200 for an individual and KES 12,600 for a family. Maternity has a nine-month waiting period; pre-existing and chronic conditions have a twelve-month wait.

Options: Plan A · 250,000, Plan B · 350,000, Plan C · 500,000.

Read the Jubilee CoverBora brochure

Other medical cover enquiries

Jubilee Cover Nafuu

Ask Healage about Cover Nafuu and request the current insurer benefits, eligibility, hospital panel and quotation. Cover Nafuu has its own product terms and is separate from CoverBora.

Britam Milele Health Plan

Enquire about Britam Milele individual and family medical cover. Confirm the selected tier, optional benefits, waiting periods, hospital panel and premium with the insurer.

UAP Old Mutual Afya Imara

Ask about Afya Imara medical cover and request the current insurer schedule and quotation for your family. Eligibility, benefits and premiums depend on the selected plan.

Medical insurance questions

Does ICEA LION offer individual medical cover through Healage?

ICEA LION medical cover is for corporate groups only, with a minimum of 5 people. Individual and family medical cover is not available through ICEA LION. Contact Healage to request a corporate medical quotation for your employees.

Which Jubilee medical covers can I compare through Healage?

Explore J-Care, J-Care Junior, J-Senior, J-Care Johari and CoverBora on this page. These five brochure products have 17 options in total. You can also enquire about Cover Nafuu, which has separate product terms.

How much does Jubilee CoverBora cost in Kenya?

The supplied Jubilee brochure lists annual individual premiums of KES 6,200, KES 8,100, KES 11,400 for inpatient limits of KES 250,000, KES 350,000, KES 500,000 respectively. Annual family premiums are KES 12,600, KES 15,100, KES 19,600. Confirm eligible family members and your insurer schedule before buying.

What is the difference between J-Care and J-Care Johari?

J-Care offers six inpatient tiers with optional outpatient, maternity, dental and optical benefits. Johari offers two packages combining inpatient and outpatient. Their limits, waiting periods and pricing differ, so compare the selected product schedule.

Can I request medical cover for a child or an older parent?

J-Care Junior is the children’s product described in the supplied brochure, while J-Senior is designed for older adults. Junior has conflicting eligibility wording that needs insurer confirmation. J-Senior’s table lists entry ages 65–79 and a panel medical examination.

Are maternity, dental and optical included in every medical plan?

Benefits vary by product. J-Care lists these as optional benefits, with dental and optical requiring outpatient. CoverBora includes maternity within inpatient after a nine-month wait and specified inpatient dental/eye treatment, rather than routine outpatient dental/optical cover.

How do I get a medical insurance quotation?

Use the medical quote form to describe your cover needs and family size. CoverBora and Johari show published brochure rates. J-Care, Junior and J-Senior require an insurer quotation because their premium tables are not published in the supplied brochure. The insurer must confirm eligibility and acceptance.

The supplied brochure is a summary. Full policy terms, eligibility, waiting periods, sub-limits and the insurer schedule apply. Published rates do not confirm acceptance of cover.